Showing posts from April, 2017

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The New Ponzie Pitfall (thebillioncoin)

Just of recent, I've been hearing on the local radio, some aggressive persons inviting people to seminars on how to become a billionaire by investing in TheBillionCoin (TBC).

I thought it through and said to myself, it's not up to a year that people received their painful blows from MMM, soon some have already dug themselves in another hole called thebillioncoin; what a pity.

Part of my research led me to certain website that warned people that "thebillioncoin" is a scam. The website is extrahola-dot-com but I wasn't surprised when I found that many evil advocates of thebillioncoin had already bombarded comment box of the article at extrahola-dot-com with lots of dubious and deceitful comments to convince the readers that the admin at extrahola-dot-com was wrong.

I noted that those evil commenters had fake and wrongly spelt names. Another reason I believe that thebillioncoin (TBC) is a pitfall is that those who have found themselves in it are aggressively looking…

2017 Glo Mega Music Tour; Taking From The Poor To Give The Rich

Whenever music is mentioned, most people refer to it as food to the soul; truly that is what it is. Music is formed from combination of well organized sounds to create melody and harmony which can be clapped to, swayed to or danced to.

Globacom organized the 2017 Mega Music Tour out of the motivation that music is loved by all; both the young and old, fool and wise, normal and insane. The 2017 Glo Mega Music Nationwide Tour will have musicians such as Olamide, Flavour, Runtown, Omawumi, Yemi Alade, PSquare, Phyno, Timaya, Reekado Banks, Korede Bello, Di’Ja, Kiss Daniel, etc.

The mega music tour will run between April and October which as a way of *appreciating Glo customers and Nigerians in general* (how I wish it is true). The ticket to the concerts are said to be *free* but with a clause, "before anyone can win, such must have made a Glo recharge of at least #2000. What an Indirect Way of Taking from the Poor and Giving to the Rich!

Globacom Telecommunication is Africa’s bigges…

Fresh Vacancy: University Librarian

Starting 12th of October, 2017, the post of librarian will be open to qualified person at the University of Ilorin, Kwara State, Nigeria.

What are the Required Qualification?

1. A minimum of fifteen (15) years cognate experience.
2. At least a Master's Degree in Library Science; Doctorate Degree will be an added advantage.
3. Evidence of substantial contribution to knowledge through research and scholarly publications in reputable Journals.
4. Proficiency in management and administration, capability to initiate research and be knowledgeable in the application of Computer to Library operations and services.

(NOTE:- The ideal candidate should have been a Deputy University Librarian or its equivalent for not less than five (5) years.)


Applicants must submit a set of their credentials and thirty-five (35) typewritten copies of their applications, giving the following information in the order listed below:

i. Full Names:

ii. Post Desired and Department:


Few Easy Investmement Opportunities for Small Scall Business Seekers


Is it possible to go into business without sufficient capital? The simple answer to the question here is "it depends". In respect to a very small scale business, capital, which happens to be the hold for many people, is not a big deal because there are 1001 small scale businesses that a willing person can enter against all odds. When there is will, there will surely be a way because thoughts are said to be things and the moment a mind is made up, the path to follow is paved though most of these paths are foggy at first (they require the radar of experience to see); they do not require huge capital and issues such as office can be ignored because most small scale businesses can be done in the tiny square of a living home.

Let's talk about money, it is thought by many that the issue of money come before the business and since money is not alway very easy to come by, they swiftly bury their dreams…

Real Cost of Capital Differs From Money Cost of Capital

Money Cost of CapitalThe Real Cost of CapitalWhere the cash flows are to be inflated, or have been inflated, or have been given in future values, the rule is to discount this inflated cash flows using the money cost of capital. The money cost of capital is the nominal cost of capital, which has been adjusted for inflation and is usually calculated by reference to the money market rate of interest.As an alternative, we can leave the cash flows but adjust the cost of capital. Where the cash flows are given in current terms or at year zero level we must discount them with the real cost of capital.The real cost of capital is that CoC that has been adjusted for inflation. The adjustment form ular is:
=1+m - 1+i Where R =the real cost M =money cost I = inflation rate Note: The use of either the money cost of capital or the real cost of capital will produce exactly the same NPV for a given project.Weighted Average Cost of Capital A firm WACC i…




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